AFLAC Supplemental Insurance | Town of Harvard MA

The Town offers Aflac plans that are fully employee sponsored and deducted from payroll. Consider these optional plans to supplement other forms of insurance.

Aflac policies pay cash benefits directly to you when you're sick or injured to help with out of pocket expenses. Premiums are through payroll deductions and Aflac benefits are not coordinated with your health
insurance. Aflac's plans are fully portable and your premiums will never increase regardless of age, the number of claims made or if you leave employment with the Town.

Your health insurance pays the doctors and hospitals, Aflac pays you.

Available plans through the Town of Harvard:

Short - Term Disability: provides a source of income when you can't work due to sickness or injury.
Accident Policy: Pays cash to you for injuries on or aff the job to help with non-medical expenses.
Cancer Policy: Cash benefit to be used as a safety net for fighting the financial burden of cancer.
Critical illness Policy: is designed to help with the costs of treatment if you experience a covered health event.

Enrollment assistance or for claims/policy info:
Marlene Conroy
Benefits Consultant
Cell: 781-367-2551
Email: marlene_conroy@us.aflac.com